Budget Hater

Pound It Out

Posted by Aaron Coleman
Sep 19, 2013

I recently undertook a long overdue project in my backyard.  It was time to remove the sandbox I had built for my young kids to play in.  It was a great sandbox that attracted neighborhood kids and their parents to come over and play.  My kids loved it and would spend hours each day playing in the box.  I built it with seat benches, crystal white sand and a cover to keep it dry from rain and irrigation.

But kids grow up.  After a while, the sandbox became an idle former palace of fun that was never used.  It became a hindrance interfering with touchdown passes and diving catches.  For the past two years, we contemplated removing it, but could never muster the courage to admit our kids were past the “sandbox years.”    At least, that was the “easy” excuse for leaving it in the yard.  The “real” excuse was that it would take a full day to remove and repair.

But I finally decided it was time to roll up the sleeves and bust it out of the ground.  It took about one hour to dig the sand out of the box.  I thought it would take longer.  It took one hour to dig out the frame and disassemble the 2x12’s.  I thought it would take longer.  It took half an hour to prepare the ground for new dirt and remove any debris.  I thought it would take longer.  It took one and half hours to drive the truck to get new top soil and haul back to the empty spot in the lawn.  I thought that part would take much longer. I was done with the main part of the project in a sum total of four hours. 

I had been thinking about it for years and it only took me fours to complete.

Many of the people I talk with find themselves putting off the necessary work of understanding their finances for the same reason: They think it will take them much longer than it actually does.  They think it will require much more work than it actually does.  But the reality is that with concentrated effort, a person or couple can set a budget and game plan a financial strategy within a few short hours.  Think about it…spend a few hours to create a plan and reap the benefits for many years.  Makes sense.  Why don’t more people do it then?

Part of the problem in taking on any project is having the tools and skills to get the job done.  Finances are no different.  People simply don’t know where to start or how to begin.  The Internet is full of advice and creative financial calculators, but if you don’t know how to use the advice or implement the tools, it becomes a confusing and sometimes paralyzing process and causes most to simply give up.

Here are a few simple steps you can take to start your process:

1)    Make up your mind and commit to creating a plan.

2)    Find an expert or resource that is helpful and easy to work with. 

3)    Commit yourself to finishing the process.  Don’t stop halfway.  If the expert or resource takes you in the wrong direction, stop and start over.  Pound it out.  Don’t give up.

4)    Once a plan is in place, revisit often to make sure you are achieving the results you want.

There is nothing better than seeing the results of a carefully executed plan come together.  It feels GREAT!  And with your money, it will provide you with powerful flexibility and exciting options that will forever change your life. 

I have included a link to a goal setting video from my online class: Budget-Save-Win. 


Check it out as you begin to think about setting in place your plan to financial freedom and success.

Aaron Coleman


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